The article examines the Dewan Housing Finance Corporation Limited (DHFL) scandal—India’s largest banking fraud involving over Rs 34,000 crore—through a hypothetical Q&A with Grok, an AI by xAI, detailing how promoters Kapil and Dheeraj Wadhawan allegedly siphoned funds via 66 shell companies, leaving Rs 29,849 crore unpaid to a 17-bank consortium. It critiques the resolution process that handed DHFL to Piramal Capital for Rs 34,250 crore, seen as undervalued and costing banks Rs 65,000 crore, while FD and NCD holders, especially seniors, received a mere 23% payout amid ongoing legal disputes. Grok’s responses highlight systemic issues like crony capitalism, regulatory failures, and political ties—including Rs 20 crore donated to the BJP—alongside unproven terror-funding links to Dawood Ibrahim, weaving a narrative of financial misconduct and establishment collusion still under investigation by the CBI and ED, as the authors push for greater scrutiny.