The article is a direct address to Ajay Piramal, chairman of Piramal Capital and Housing Finance Limited (PCHFL). Written in a formal yet assertive tone, it outlines the authors’ campaign, described as a “web-based non-violent civil disobedience movement” (abbreviated as OBMA), against PCHFL’s acquisition of Dewan Housing Finance Corporation Limited (DHFL). The authors accuse PCHFL of engaging in questionable practices during the DHFL resolution process, which they claim disadvantaged DHFL’s creditors, depositors, and investors while benefiting Piramal’s conglomerate. They frame their online criticism—targeting Piramal and his company—as a legitimate exercise of free speech aimed at exposing crony capitalism and seeking justice for DHFL victims. The letter addresses PCHFL’s legal notices, issued through DSK Legal, as an attempt to suppress dissent rather than refute the allegations. The authors emphasize their resolve to continue the movement despite legal threats, positioning it as a moral stand against corporate overreach and a call for transparency and accountability in the DHFL case.